Category Archives: Welfare

Biden’s proposes $15 minimum wage…what should we really do about that?

So let’s talk about Biden’s $15 an hour minimum wage proposal.

I could talk about how this doesn’t need to be in a bill about COVID relief, but those who believe that this is an important issue will take the ‘take advantage of any opportunity opening.’ And since both sides have foolishly engaged in that behavior, there is no chance of arguing for not doing it again because no one wants to be rational and seek polite behavior that will make politics more stable right now.

I could talk about how this will make a moderate increase in inflation and probably a massive increase in the amount of unemployment for those who do not have higher education while also negatively affecting minority groups across the board. But economists have been banging that drum for years, and if you’re not going to listen to their facts in all those previous times, then why would you now.

I could talk about how this will even further increase incentives to mechanize and automate as much as possible as the machines will be so much more attractive as they now have to be worth $14.99, not the $13.49 set by the highest state minimum wage in Washington. Because again, you’re not concerned with economics…or apparently that Biden’s plan doesn’t have nearly enough investment in education to counter the fact this will put a lot of people out of jobs.

I’m also not going to point out that this will kill the economies in all those red states that still are at the national level of $7.25…meaning that vast numbers of those people in those red states are going to move to places that have better economies…meaning the MAGA idiots are going to move into other states and this will probably shift the electoral college map a little more to the red, which, right now, is a terrible idea. (I may have no deep abiding love for the Democrats, but right now, the opposition is a bunch of Nazis, so I have to throw in with the liberal idiots until the opposition can stop being evil).

No, what I’m going to point out is the continual problem all opponents of minimum wage increases have. They don’t come up with better ideas.

Let’s go over how all problems go—housing, minimum wages, unions, health care, climate change. One side identifies a problem. They then blow it out of proportion, making something that is a serious problem only for a small segment of the population for a period of time and makes it seem like it affects almost everyone for perpetual periods of time. This works because people are, regrettably, easily susceptible to fear. People fear they won’t have enough, so they fear they won’t have income or healthcare, They’re afraid of what they can’t control, and the weather is always the thing that none of us can control. They fear they won’t be needed anymore, so they fear an economy that requires constant change and growth. And, of course, there is the fear of the other that dominates the mental processes of too many people. They then suggest a solution that makes the situation worse. The opposition to this lousy proposal then does two things that don’t work (and I certainly have been guilty of this) they either try to argue that the problem isn’t that big. We shouldn’t freak out, and they argue that we shouldn’t do anything because what the other side suggested is a bad idea. The problem here is that if people are afraid, they’re not going to listen to reason. It took me too long to realize this, but at least I have realized it…unlike so many. You can’t reason with a person who is afraid, and if you try, you’re going to lose. And if you suggest that we shouldn’t do anything about the situation they’re afraid of, then you’re going to lose.

However, better would be to propose something that addresses the small issue that people were afraid of and deal with serious issues, and not only soothe people’s fears but fix the real problems.

For instance, when Obama suggested a terrible, bloated, pork-filled monstrosity of a healthcare plan that just exacerbated the problems it was meant to fix, the right should have come out with a that would have solved the existing problems…like every citizen in the country gets sent a voucher for $3000. Every private insurance company to stay in business has to offer a plan covering all major medical, long-term care, and emergency medical costs for $3,000. If you want better coverage, you can pay for it. If your employer wants to negotiate a group deal that employees can sign over their voucher and get a more robust plan through the company policy, they can. And Medicaid, Medicare, and a dozen smaller bureaucracies in the state and federal budget can just be disbanded. Everyone gets coverage, less government, costs less, and no forcing people to buy things (if you don’t want to use your voucher, that’s your call, it would be a stupid choice, but it’s still your choice). But no, they just said, let’s not do that.

And the same with minimum wage.

We could argue why the minimum wage is a terrible idea, why it will hurt economies and growth, and most importantly, the people it is most claims to want to help. But those people who are afraid won’t be comforted by the idea that is remaining with the status quo they’re afraid of.

So what should those who know the minimum wage is a terrible idea be proposing?

We’ll it may sound like beating a dead horse on this website but, the Universal Basic Income.

Unlike a minimum wage that will only benefit some for a tune of about $20K a year (taxed at the federal and state, with social security and Medicare also taken out) with still all the fear that comes with the possibility of losing your job…we could give EVERY adult citizen $1,200 a month, free of all taxes, and relieve not only the fear of not having a safety net but there are so many other benefits. People wouldn’t waste time filling out forms for unemployment or welfare, which can take over forty hours a week and leaves no time to find a job or get the education you might need to get a new job. We could eliminate the boondoggles of Social Security, SNAP, unemployment benefits, or the fear that comes that if you earn too much, you will be thrown off welfare. There would no longer be the incentives in the current welfare programs not to get married or get a promotion—just the security of knowing that no matter what, you will have a safety net.

And as a net bonus, because we would have a Universal Basic Income, that would mean we could eliminate the minimum wage. You know all those reasoned arguments on how raising the minimum wage hurts employment numbers and prevents people from getting experience…well, the reverse is true too. With no minimum wage, employers would be more willing to hire low-skilled workers at younger ages meaning that more people would necessary job experience and opportunities to be promoted earlier in life at lower education levels. If the positive effects of that aren’t apparent, then I think you oppose a minimum wage increase not because it makes good economic sense but because one party promotes it. And that is the worst reason ever to oppose something.

So your options are (A) oppose a minimum wage increase and lose (B) support a minimum wage increase and have ill economic effects (C) support a UBI which would eliminate vast swaths of government interference in the economy, promote growth, and reduce people’s worries about instability. And reducing that fear is one of the key reasons we have a government in the first place because when those fears are left unchecked, you have a second French Revolution.

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Filed under Budget, Government is useless, UBI, Welfare

This is a time to reconsider the UBI

Goldwater Reagan Buckley RINOWe were told four years ago that 17 million people went to bed hungry each night. Well that was probably true. They were all on a diet. But now we’re told that 9.3 million families in this country are poverty-stricken on the basis of earning less than 3,000 dollars a year. Welfare spending [is] 10 times greater than in the dark depths of the Depression. We’re spending 45 billion dollars on welfare. Now do a little arithmetic, and you’ll find that if we divided the 45 billion dollars up equally among those 9 million poor families, we’d be able to give each family 4,600 dollars a year. And this added to their present income should eliminate poverty. Direct aid to the poor, however, is only running only about 600 dollars per family. It would seem that someplace there must be some overhead.–Ronald Reagan, A Time For Choosing

 

In the midst of $1,200 checks and huge unemployment and the utter pointlessness of these attempts at saving an economy that–let’s be honest–was already being destroyed and rotted away by a policy of isolationism, bigotry, and hatred of the free market.  

But on the plus side, this might be a way to bring back an intelligent discussion of the Universal Basic Income. 

Obviously if we instituted it now it would help spare of the worst of the problems caused by COVID-19.  That’s a no-brainer. But this gives us a chance to look at why it could be a long term solution.

 

 

Freidman Hayek
Whenever these two agreed you should probably listen.

In the works of Milton Friedman, F.A. Hayek, and Ronald Reagan you will find an idea called a negative income tax. The negative income tax says that the easiest way to solve the problem of poverty is not to give people housing, and food stamps, and SNAP, and Medicaid…no the easiest way to solve the problem of people not having money is to give them money. It’s so simple only a government could be too stupid to not get it. At the time the negative income tax was the idea they pushed…but I believe if they had considered it, they would have approved of the UBI. 

Mostly because the UBI has an advantage over the negative income tax in that it requires a far smaller and less intrusive bureaucracy.  

 The basic concept of the UBI is that instead of the welfare/entitlement state (food stamps, public housing, Medicaid and Medicare, Social Security, the whole swath of all entitlements) being replaced with a $10,000-15,000 payment to every citizen in the US over the age of 21. At least the intelligent version is that–people like Andrew Yang want to put the UBI on top of all the existing programs and that’s just stupid–misses the whole point of the UBI. Properly done, it reduces huge amounts overhead, it actually removes many of the current system’s disincentives to work or get married. It would actually be cheaper and since we believe in the power of the market we have to believe that in most cases individuals will be much better at spending their money than the government telling them how to spend their money. This idea has merit, I deeply respect many of the people who are advocating this, especially Charles Murray of the American Enterprise Institute (also herehere, here, and here) but also respect some of those who are against it (here and here though I feel these arguments are a bit knee jerk and don’t look at the bigger picture). And it works even better if you match with a completely flat tax. 

If coupled with a $3,500 voucher for private health insurance (and a law requiring all private insurers to have a $3,500 plan that covers all emergency and genetic conditions) you pretty much catch all of people’s financial needs to survive…not thrive, but survive. Which should be the goal. We want people to know that there is always a safety net to keep them on a footing that they can once again pull themselves up the economic ladder. The UBI would guarantee that they have all the basic needs–food, shelter, emergency medical care–but not go beyond that. It costs less than all of the current dole programs and helps more people with a smaller government. But some just aren’t convinced.

The most prominent argument against them the UBI boils down to: “if you give everyone a minimum income they won’t because they’ll have all their basic needs covered.” This is a really stupid argument for two reasons. The first being that most people through the myriad of welfare systems out there can earn $25,000-$50,000 a year if you know how to bilk all the systems for assistance out there. Removing all those programs and offering everyone only $12,000 a year is hardly offering people more of an incentive to be lazy, quite the opposite in fact. It’s providing them the bare minimum needed to survive and giving them the agency to spend it in the way they see best rather than the way a government bureaucracy sees best. Further, getting those full benefits takes time, so we’ve now freed up people’s time to search for a job, and removed all the disincentives to work that current welfare programs have. So while everyone will have a basic income guaranteed to make sure they can meet the bare-bones necessities of life, they’re not going to be provided with any comfort. In fact, this will likely, just in the replacement of Medicaid, Medicare, Welfare, Unemployment Insurance, SNAP, TANF, and Social Security save $600,000,000 to 1 Trillion dollars off the federal budget right off the top.

But there are other advantages to the UBI that many people haven’t considered.

As the UBI will replace Social Security as the fixed income of senior citizens, the Social Security fund will have to be just rolled back into the general government fund. With that comes all the assets the Social Security System has invested in. Specifically, about $3 Trillion in US government debt currently held by the Social Security fund (a little over that when you count Medicare and other retirement funds which would be made useless by this)…so that $3 Trillion in US government debt will go back to the US government. For those of you not picking up on what this means, this means the debt will be erased, as we will just owe it to ourselves. That’s a little over a tenth of all US debt, gone. Completely gone. Now there is other money in Social Security but I assume much of that will be eaten away in the inevitable transfer from one system to the other (you can’t just switch people who are only on Social Security now to a different program without giving them time to adjust).

So no one is in poverty, we’re spending a trillion less a year, and a good chunk of our debt is gone.

Oh, and our interest payments on debt have also been cut. If we were really smart we would use those savings in interest payments to buy back even more debt and further dig our way out of this hole but, we can only hope for so much.

Oh but there’s more. As everyone is now guaranteed a basic level of income, do you know what you don’t need? You don’t need a minimum wage. Minimum wage laws started as a racist way to keep minorities from competing for a job and continuing because of the dumb comment about needing to provide a living wage certainly doesn’t hold water anymore. Now while not every state will get rid of their minimum wage laws, a good many will. That means that employment will go up in those areas and more people will be willing to take lower wages because, hey, they’re starting off with $1,000 a month. That means people will get experience faster as more people will be employed, which has from there a compounding nature to economic growth from increased employment will be astounding.

And, since farmers are now also getting the rewards of basic income, they will no longer need subsidy programs (they don’t need them now, but this will undercut their last excuse). Not only will this mean we can get rid of one of the most useless expenditures of the federal budget, but it also means we don’t need to subsidize corn anymore, which also means we can end the nightmare that is ethanol. This, in turn, will actually drop food prices the world over, and thus that $1,000 a month will actually go even further than you initially thought. And we get to just end the Department of Agriculture and the Farm Credit Administration.

And now that everyone has income coming in that means job security means a lot less. They can leave a job and still be moderately secure at least for a while even if their income was well above the UBI level. Do you know what this means? It means that while employers can pay less because there is less of a risk of employing someone, it also means employees have greater freedom to leave at any time. That means employers will have to work harder to keep employees they want to keep. That means one of the primary goals of most unions, protecting employees from abuse, is no longer needed. Yes, unions will still need to be legal, but as they will no longer be a core part of employment in America you certainly won’t need idiotic things like the Department of Labor and the Federal Labor Relations Authority. Plus all those rules from idiots like OSHA can go out the window as employers will be too concerned with keeping employees. Granted there will be some need for the state versions of these institutions, but as the need for them will be so few and far between the federal government need will no longer be there.

And since the UBI comes with a voucher for health insurance (which is the reason why we won’t need Medicaid or Medicare), it also means you won’t need the Department of Health and Human Services…and if you just want to double the voucher for veterans you won’t need the Department of Veterans Affairs either. The fact that there won’t be massive fraud in Medicaid, Medicare, and the VA, not to mention the lack of government pricing, the price of all medical care will drop while quality will go up.

And as you’re giving money people for housing you don’t need to government to run housing, which means you can either sell all that public housing or give it all to the states…it also means you don’t need rent control laws. This, in turn, will actually drop the price of housing for everyone. And the Department of Housing and Urban Development can go to. So your bills just went down and that $1,000 goes even further.

So, let’s be clear here, we save on yearly costs of entitlement programs, employment goes up, regulation on business goes down, the debt is cut in half and we get rid of the Departments of HUD, HSS, Agriculture, VA, and Labor (plus a lot of other smaller offices)…and all the opposition has is that people will be lazy if you pay them money (even though they can get more right now under the current system it just comes with incentives to not work that the UBI will not have).

Again, some states will not have the brains to implement the needed free-market reforms that the UBI allows them to do. But the thing is that now people aren’t tied to a particular state’s welfare checks and can use their newfound monthly check to move to a state that is booming because of the free market expansion. Yes I know that under the current system of welfare it is possible to move to a different state, but it’s not easy to do….under the UBI it’s very easy, which means people will go where the jobs are and thus bringing more economic growth in the long run.

Granted, there are millions of ways the UBI could be screwed up as the devil is always in the details. This is a system that can only be set up by amending the Constitution, and while most have not gotten as far as those details here are some things it will need to include: the federal government will not be allowed to give any form of entitlement other than the UBI, the UBI should only be adjusted for inflation every 15-20 years, any increase in the base amount needs to be accompanied by a tax increase (which is why this works best with a universal flat tax so people can see the immediate effects of a 1% increase in the UBI resulting in a 1% decrease in their take-home from their job thus ensuring that few will ever want to use the UBI to enrich themselves beyond the basics).

*I realize that when eliminating these departments there is always one or two offices that will need to remain. Like getting rid of HHS won’t get rid of the CDC because that is still a fairly important thing, but it can be an executive office as so many things are. When I say get rid of the department in reality that will only translate to getting rid of 80%-90% of each department (except Agriculture, you can fire all of those useless idiots without negative effects).

 

 

The assurance of a certain minimum income for everyone, or a sort of floor below which nobody need hayekfall even when he is unable to provide for himself, appears not only to be wholly legitimate protection against a risk common to all, but a necessary part of the Great Society in which the individual no longer has specific claims on the members of the particular small group into which he was born. F.A. Hayek, Law, Legislation and Liberty.

 

 

 

 

Some Further Reading:

In our Hands: A Plan to Replace the Welfare State by Charles Murray (free pdf of the book on AEI.org)

 

 

Flat Tax Revolution: Using a Postcard to Abolish the IRS by Steve Forbes

“The Case for the Negative Income Tax” in The Essence of Friedman by Milton Friedman

Capitalism and Freedom by Milton Friedman

Law, Legislation and Liberty, Volume 3: The Political Order of a Free People by F. A. Hayek

 

Three Reasons for Universal Basic Income

A Budget – Neutral Universal Basic Income

 

Experts Think UBI Is the Solution to Automation. This Year, We’ll Find Out.

The case for a universal basic income

Universal Basic Income: Pilot Programs

What happens if you replace every social program with a universal basic income

 

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Filed under politics, UBI, Welfare

Reflections on the Election: Why I was wrong, Why Obama Won, and what the GOP needs to do. Part I

Okay so I needed to reflect on the election for some time before I wrote anything meaningful on this.  Quick statements just to fill air time have over the past couple of weeks mainly been ignorant, self-serving or just stupid.

Why I was wrong

I was wrong because I made the incorrect assumption to trust that polls like Rasmussen would continue to be the most accurate.
I was wrong because I made the incorrect assumption to trust equally respected polls that showed huge Republican enthusiasm which would usually mean that the Rasmussen polls were off in favor of Republicans.

I was wrong because I simply assumed PPP polls would continue to hack partisan polls that were never all that close.

I was wrong because I assumed Democratic cheating wouldn’t be as effective as it was.
I was wrong because I, even I who have a very low opinion of people, couldn’t possibly conceive of people being so fucking dumb that they would reelect this idiotic wanna-be-despot.  I really couldn’t believe America could be that dumb.

Why We Lost

First off, between counties that had over 100% turnout, military ballots being sent out at wrong times and then going missing, programmers saying every electronic machine was rigged, and buses of immigrants showing up to vote out of the blue, the fact is that there appears to be a heavy amount of cheating going on by the Democratic party.  I’d say I’m shocked but I’m not.  This is what democrats do.  Now is every accusation of cheating real, doubt it, and fewer still are provable, but you’re living in la-la land if you think elections have been on the up and up when it comes to Democratic votes…it’s how they’ve won elections ever since Joe Kennedy bought the election back in 1960.

But I was expecting cheating and fraud…which means either the Democrats have gotten even better at it, or, as I’m more afraid is the truth, people were kind of dumb on November 6th.  The fact that cheating was enough to sway the election means that we have problems because this shouldn’t have even been close, this should have been a landslide against Obama and yet it wasn’t.  So that can’t be the only problem.  What else went wrong?

We can also blame the media.  Almost every reporter on the Romney trail and most of the major outlets were trying to find gaffes and slip ups.  They were actively trying to portray him in the worst possible light.  And they were conveniently ignoring everything about Obama and his record, including, low and behold that Obama let 4 Americans die through his depraved indifference because he thought going in might be bad for his reelection.  But we can’t lay full blame on the media, because as annoying and biased as they are, there’s Drudge, there’s FOXNews, there’s Breitbart and the Blaze and Twitter and NewsBusted and the Washington Times and the Heritage Foundation and a 101 other sources.  The information was there if people just listened.

Well apparently the ground game was abysmal from the GOP and great from Obama’s side.  Now part of this is that Obama used his obscene huge data mine to play his usual game of divisive politics (more on this later) Part of the problem is also that Romney’s system  which was supposed to help make sure all GOP voters got to the polls, ORCA, failed on election day—hmmm, an online system to help conservatives failed…I’m going to offer 50/50 odds that the terrorists known as Anonymous might have had something to with this.  But whether they did or not, I have to ask where was the ground game for the GOP House, for the GOP Senate, from local state parties?  As usual the entire party disappoints me.  We had a terrible ground game and did not do enough to get people to the polls.

Now many idiots (Santorum, Gingrich, Levin, etc) want to blame Romney.  This is beyond wrong because Romney didn’t do anything wrong.  As Ann Coulter points out Romney wasn’t the problem.  Romney was a conservative’s conservative.  Now I think Romney was not as much of a fighter as he could have been…but I don’t think that would have made a difference because every time he tried to hit the worthless jackass hard the media spun it as Romney was a terrible person…so is it Romney wasn’t a fighter or is it that Romney just knew to avoid a fight he couldn’t win?

But even with all of that why did we lose?  Well because Romney was right.  There is a portion of this country that thinks they’re entitled to shit and Obama targeted specific groups and pandering to them by giving them gifts.

Oh before you dare complain about that statement, let’s look at a few facts.

According to the exit polls here are the groups Obama did really well with (I’m defining really as over 10%) Women, those under 30, non-white voters, those with a high school diploma or less (he was +29 with those with no diploma), the LGBT crowd, those people who never get out of academia known as the post graduate crowd, those making under 50K, people who do not go to church very often.

Hmmm let’s look at those groups again.

Women…pandered to with the fake war on women and Fluke’s endlessly whining.

Under 30…pandered to with promises of more college money (by the way you do know he’s cutting Pell grants right?)

Those without education and making less than 50K pandered to food stamps and welfare and a whole lot of other entitlements.  As Dennis Miller points out you can make close to 45K just by living off the dole these days.

And those with Post Graduate degrees (already being fairly clueless of how the real world works) he pandered to with promises of more teaching jobs.

The LGBT crowd with promises of gay marriage (then turned around and said it wouldn’t be a priority for him).

And the largest group with the non Caucasian crowd, Latinos, he gave that Dream Act amnesty with the implication more was on the way.

Of course the difference between Obama and Santa is that, worst case, Santa will give you a piece of coal, whereas Barry is not only not going to give anyone what they promised, but he’s going to outlaw coal as well.

Yes how terrible of Romney to point out that that Obama’s giving out things and making promises to specific groups was giving out things and making promises to specific groups.  How dare he pay attention to the man behind the curtain and not just fall in line with the typical intentional ignorance of what is going on?

Obama divided people into groups, played on the most base impulses and fears of any individual and treated them as he sees them, only as groups.  And this worked for him because education, media and the government have treated people only as groups for years.  And we lost because of that.
Now the knee jerk reaction might be to start playing their game of identify politics, as some have suggested.  But this is a losing strategy.  The only way to win identify politics, to say that this group values things that other group don’t, is Obama’s way to give out gifts.  We are conservatives, we believe in ideas, in values and in individuals, and to treat people as only members of groups is to betray our values and forget everything that makes America, America.  Now there are things we need to do, and I’m going to go into more detail on that soon, but we must realize we lost because for years they have been playing this game of divisiveness and hatred and that we haven’t confronted it head on is the reason we lost.

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Filed under American Exceptionalism, Capitalism, character, Congress, Conservative, Constitution, Corporate Welfare, Economics, Education, Election 2012, Evils of Liberalism, GOP, Government is corrupt, Government is useless, Mitt Romney, New Age Movies, Obama, Occupy Wall Street, Patriotism, Paul Ryan, People Are Stupid, politics, Tyranny, Welfare

Stupid Liberal of the Day…Our old friend Paul Krugman

 

I’d say he’s the dumbest person to ever get a Nobel Prize…but have you seen some of the crap they’ve given it out to in the last couple of decades?

Paul Krugman is at it again.  After having to make up lies to try and face off against Senator Rand Paul  (He claimed the federal workforce is down under Obama…as blatant a lie as you can get…state and local employment is down, federal employment is up, way up) he further shows off his idiocy with a brand new rant of lies and desperation to keep Obama in power.

 

In “Obstruct and Exploit” he makes the rather farcical claim that the economy is not the fault of the Democrats (the Democrats who control the Senate and refuse to pass the budget) as good people and the Republicans are evil obstructionists.

 

Actually he makes several bizarre claims…like that Romney is a Keynesian who wants to use military spending to create jobs.  Paul, I know you’re a dimwitted hack, but do you know how to listen to speeches or how to read policy papers?  Romney is concerned primarily about defense spending because with Chinese expansion in the Pacific, a resurgent al-Qaeda from the Arab Spring, and Putin wanting to reestablish the Soviet Empire you’d have to be as dumb as Ron Paul or Neville Chamberlain to not see that maybe we might need an American military to deal with problems that are obviously coming.  The fact that cutting defense would cut jobs merely tangential to the discussion, but true.  The goal of Romney’s policies with defense spending are to protect America and Classical Liberalism in general, not to create jobs.  But you’d have to actually read his statements to know that.

 

But let’s actually deal with the heart of his argument.  You can’t blame Obama because his ideas have been stopped at every turn (let’s ignore that Obama had a Democratic Congress for two years and only did things that ruined the economy…yes I’m sure Obama would have suddenly come up with good ideas if his party was still in power…).  For instance Obama has the American Jobs Act, which Krugman implies would have saved America.  (Again let’s ignore that not all of Obama’s Democrats voted for the bill.)  As Krugman points out “Obama proposed boosting the economy with a combination of tax cuts and spending increases,” (and let’s ignore the 5.6% tax increase on the wealthy that was in the bill so we can’t call it a tax cut, chalk another lie up to Paul Krugman).  I’m personally stunned just at the statement lower taxes and raise spending…cause the raising of our debt even further is a bright idea how Paul?  Show me cut taxes and cut spending and cut regulation and then you might have a plan that would work.

 

But let’s go over the AJA to see what it has in it.  That Krugman in his infinite idiocy thinks would work…and for fun let’s compare the points from the Romney plan.

 

So here are the points of the bill according to the White House web page  (and keep in mind this bill may be dead, but these are Obama’s ideas and this is what he will have in a second term so it is relevant even if this bill died).

 

 

  • Cutting the payroll tax in half for 98 percent of businesses:
  • A complete payroll tax holiday for added workers or increased wages
  • Cutting payroll taxes in half for 160 million workers next year

So let me get this straight here, further making Social Security unsound is a good thing?  Yes I love having more money, and I would love if we were to privatize the whole thing, just paying off on benefits for everyone who is going to be on Social Security in the next 10 years…but that’s not what this is.  It’s keeping the same Ponzi scheme but simply making it more insolvent.  Good plan genius.  You know I like the extra money, and I hate social security…but under this plan it will cost me and future generations more in the long run.

 

Meanwhile the Romney plan offers real tax cuts that will actually spur growth of business (i.e. job growth) and actually end up putting more money in your pocket.  (All points of Romney’s are taken from his 59 point plan and are italicized…Romney has a lot more than that plan…but I’m trying to be fair here and compare one bullet pointed plan to another…if I actually compared substantive proposals of Romney to what passes as substance from Obama it would just be more embarrassing for the President and Krugman)

Eliminate taxes for taxpayers with AGI below $200,000 on interest, dividends, and capital gains

Eliminate the death tax

Pursue a conservative overhaul of the tax system over the long term that includes lower,

flatter rates on a broader base

Reduce corporate income tax rate to 25 percent

 

 

 

  • Extending 100% expensing into 2012
  • Reforms and regulatory reductions to help entrepreneurs and small businesses access capital.

So we’re going to force more banks to make more bad loans (probably to Obama cronies like every other Obama “investment”) and we’re then going to let them write off the investment they made with money that banks were forced to give them (and if every other Obama venture is any indication they’ll be allowed to pocket the money, declare bankruptcy and have the loans forgiven by Obama).  And as icing I’m sure Obama will blame the banks again for the effect on the economy.

 

And instead of regulations designed to help Obama supporters, Romney has real regulation reform in his plan that will help every business.

 

 

Repeal Dodd-Frank and replace with streamlined, modern regulatory framework

Amend Sarbanes-Oxley to relieve mid-size companies from onerous requirements

Initiate review and elimination of all Obama-era regulations that unduly burden the economy

Impose a regulatory cap of zero dollars on all federal agencies

Require congressional approval of all new “major” regulations

 

 

  • A “Returning Heroes” hiring tax credit for veterans

Again picking winners and losers, not what the government should be doing.  Not improving the economy to actually create more jobs, we’re just going to make it a good call for businesses to fire their existing employees, hire new ones (probably at a lower rate) and a tax write off for it.  (Now the good news is most businesses won’t behave in this terrible fashion…except, you know, the kind of bastards who pay off Obama for crony connections).

 

Screw helping this group or that group, Romney has the reform that will kill the single biggest killer of jobs there is:

Repeal Obamacare

 

  • Preventing up to 280,000 teacher layoffs, while keeping cops and firefighters on the job.
  • Modernizing at least 35,000 public schools across the country, supporting new science labs, Internet-ready classrooms and renovations at schools across the country, in rural and urban areas.

Yeah that’s it, we need the federal government getting involved in local and state matters.  Oh, and given the spectacular behavior of teachers in Chicago, getting an average of $76,000 a year (before benefits) to get 80% of students to learn nothing…it’s clear that what the education system needs is new facilities and keeping all the current teachers…and not, you know fire all the union pieces of shit who offend the very profession of teaching by daring to call their pathetic behavior teaching.

You really want to help workers and really want to get better hiring practices for not only government but all employees try these points from the Romney plan:

Appoint to the NLRB experienced individuals with respect for the rule of law
Amend NLRA to explicitly protect the right of business owners to allocate their capital as they see fit

Amend NLRA to guarantee the secret ballot in every union certification election

Amend NLRA to guarantee that all pre-election campaigns last at least one month

Or maybe let states deal with their own problems.

Give states authority to manage retraining programs by block granting federal funds

 

 

  • Immediate investments in infrastructure and a bipartisan National Infrastructure Bank

Oh great because the Fed wasn’t enough, you need a new bank to fund your own bad behavior even more.

 

You can talk infrastructure build up…or you can reduce the regulations that prevent the private sector from building that infrastructure, like in the Romney Plan

Establish fixed timetables for all resource development approvals

Create one-stop shop to streamline permitting process for approval of common activities

Implement fast-track procedures for companies with established safety records to conduct pre-approved activities in pre-approved areas

 

 

  • A New “Project Rebuild”,

I’m sure that project is shovel ready and won’t be a waste like every other thing you’ve done.

 

I’ll take not killing a project that will actually create jobs and improve the economy over Obama’s shovel ready BS.

Support construction of pipelines to bring Canadian oil to the United States

 

  • Expanding access to high-speed wireless

Holy shit, when did Internet become a right?  You want Internet you buy it or go to Starbucks like everyone else…I am not subsidizing everyone’s ability to access porn on high speed wifi

 

I’ll take energy over wifi any day

Open America’s energy reserves for development

 

 The most innovative reform to the unemployment insurance program in 40 years:

Because people need more incentives not to go find a job.

A $4,000 tax credit to employers for hiring long-term unemployed workers

Again, trying to get businesses to just create jobs isn’t going to work.  You need to improve the fundamentals of an economy to create growth (which would include lowering taxes, lowering regulation, lowering government, lowering the deficit, strengthening the dollar, and getting free trade agreements—none of which this administration has done).

 

Or maybe you can be responsible for your own life

Facilitate the creation of Personal Re-employment Accounts

 

 

  • Prohibiting employers from discriminating against unemployed workers

So you mean I can’t take into account whether a person was fired or not in deciding whether they’re going to be a good employee…like every other form of “discrimination” legislation in the last 30 years this is just a pay off to the trial lawyers and will result in even less growth and less jobs.

 

Or instead of making more bad lawsuits you could have real Tort reform.

 

Reform legal liability system to prevent spurious litigation

 

  • Expanding job opportunities for low-income youth and adults through a fund for successful approaches for subsidized employment, innovative training programs and summer/year-round jobs for youth.

“Subsidized employment.”   You’re kidding right?  You’re going to pay people to hire people.  (And keep in mind Obama was touting this plan as including tax cuts…so where exactly is the money for this coming from?  Oh I forgot Obama won’t be happy until the debt is three times the size of the GDP.)

 

But how about rather than subsidizing hiring people but actually making a climate where you can actually hire good people.

Support states in pursuing Right-to-Work laws

Reverse executive orders issued by President Obama that tilt the playing field toward organized labor

 

  • Allowing more Americans to refinance their mortgages at today’s near 4 percent interest rates

This would be a choice for the banks, not the government…which means the President is planning to control the banks even more and force them to do more stupid things…you know the behavior that got us into this mess.

There is no exact counterpart to this, but the fact is that Romney will not rule by fiat, like some people.

 

  • 5Fully Paid for as Part of the President’s Long-Term Deficit Reduction Plan.  To ensure that the American Jobs Act is fully paid for, the President will call on the Joint Committee to come up with additional deficit reduction necessary to pay for the Act and still meet its deficit target. The President will, in the coming days, release a detailed plan that will show how we can do that while achieving the additional deficit reduction necessary to meet the President’s broader goal of stabilizing our debt as a share of the economy.

The humor of this part speaks for itself.

 

But Romney does have some real plans on how to deal with the insane size of government

Immediately cut non-security discretionary spending by 5 percent
Reform and restructure Medicaid as block grant to states
 Align wages and benefits of government workers with market rates
 Reduce federal workforce by 10 percent via attrition

 Cap federal spending at 20 percent of GDP
Undertake fundamental restructuring of government programs and services

 Pursue a Balanced Budget Amendment

 

 

The fact of the matter is that Paul Krugman putting up Obama’s abysmal American Jobs Act as the better part of his proposed legislation shows you how unspeakably stupid Krugman is and how bereft of any real ideas Obama is.  Romney has real plans not just platitudes that have some conception of how the economy works.  Now I’ve breezed over a lot of Romney’s plans, I do this intentionally, I want you to go and do the research on your own and see for yourself that his plans are

 

 

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Obama did say “You didn’t build that” and worse…Part IV

 

So Obama did say you didn’t build your business, government did.  This is just about as evil and stupid as it getsand any claim that Romney is just as bad is just stupid.

But this is really just the tip of the iceberg.

Why?

Because Obama makes statements like this:

I said, I believe in American workers, I believe in this American industry, and now the American auto industry has come roaring back. Now I want to do the same thing with manufacturing jobs, not just in the auto industry, but in every industry.

Dear God in Heaven!  EVERY INDUSTRY!

Because you want this debacle to be the standard of all industry…don’t you?

So we’re all supposed to run businesses like GM

Bloated union salaries.  CEOs that are answerable not to boards and shareholders but to czars and wanna-be dictators.  Practices that violate the bedrock principles of capitalism and screw shareholders out of their investment.    No really the stock is in near free fall.   Run your company to near bankruptcy by building overpriced green death traps that explode and that no one wants to buy.   Lose your government investment somewhere in the realm of 25 Billion Dollars.   A company that while going under is investing 600 Million in a British soccer team…???  And that is just a highlight of the problems with GM.   This company has become so dysfunctional from top to bottom that the millisecond government help stops it will crumble like a house of cards in a hurricane.

God help us.  If we ran every company in the nation like this cluster!@#$ the Dark Ages would look advanced by the time Obama was done.

So why does Obama want to run every industry like GM…hmmm…let’s see.  That would mean that the government would own a large portion of the every company and the president would have the ability to fire every CEO and would have the power to appoint his people to run every industry.

Hey what do you call that where the government owns and runs every business?

It starts with an S….um…shit for brains…serious deluded…senseless…stupid…all good answers…but no, I think the word I’m looking for is SOCIALISM.

His words, not mine.

Now I want to do the same thing with manufacturing jobs, not just in the auto industry, but in every industry.

He wants to do the same thing he did with the auto industry, a complete government take over and revoking of basic principles, with every industry.

Go on, I really want to hear from liberals how that isn’t a textbook definition of socialism.  Government ownership and control of every industry.

Granted you could go with he’s a blithering idiot and doesn’t know what the hell he’s saying, which I fully am willing to buy…but that is just as much an argument against him being allowed to go back for four more years.

But while I do believe Obama makes Forrest Gump look like Sherlock Holmes, I believe he meant and understood (well as well as Obama’s limited mind can understand anything).  He wants to control everything.  I don’t know if it’s because he believes he can make it better (to hell with the lack of evidence) or because he wants to destroy the whole system.  It doesn’t matter.  He does want to be in control of everything, of every aspect of government and industry.  And just ignoring the horrific despotic and unconstitutional overtones of that idea…let’s not forget that he has wrecked GM and it will go down within the next few years, only it will be worth less when we sell off the parts to other car companies, it will have hurt every taxpayer who has to eat the loss, and this whole debacle will have delayed real growth and real recovery.  (And all of this ignores that eventually the courts will find that the Obama administration broke numerous laws in screwing over the bond holders which will cost the government a massive bundle of cash to boot).

This is true of GM and of industry Obama has or wants to get his hands on.  This is true not only of Obama but of government in general.  And Obama wants more government.

To hell with just “You didn’t build that” he wants complete socialism.

And half the country doesn’t see a problem with this?

A final point.  Even though Obama is clearly a socialist (and an idiot, and an asshole, and a wannabe tyrant…and worse), many conservatives are still clamoring and screaming about the fact that Romney isn’t going to war against Obama, about him being too cowardly or being too nice and calling Obama out as the socialist he is. Yeah because Reagan won the election calling Carter a communist anti-Semite whose utter lack of intelligence makes you question how much inbreeding is going on down in Georgia…oh wait, no, Reagan ran a quiet campaign on the issues.  Romney is running an intelligent campaign to win by a landslide, not a campaign to make the base feel good about itself; he’s running to make sure conservative ideals become policy, not to just spout conservative platitudes.  He’s sitting quietly right now raking in cash, while Obama burns through his entire reserve just to keep the polls static.  Romney will spend his money in the last months when it will actually have an effect on Election Day, while Obama will be broke by October.   Besides with Obama saying crazy shit like this, why would you need to campaign, Obama’s mouth is already the best campaigner for Romney there is.

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Obama did say “You didn’t build that” and worse…Part II

“”They might be giants, and we might be pygmies; but we stand on the shoulders of giants, so we can see farther.” Attributed to Sir Isaac Newton

So just to be clear, Obama did say:

“If you’ve got a business — you didn’t build that.  Somebody else made that happen.”

But why is this so bad?

It’s terrible because it shows us exactly what Obama thinks.  He thinks that without an activist government you cannot survive.  That without an activist government there is no progress.  That without an activist government there is no growth.

Intellectually, factually, morally and ethically he could not be more wrong.

Now some very, very stupid people trying to sound reasonable might say something like:

“Neither private sector nor public sector are sufficient. Both are necessary.”

Now in a grander sense, yes, this is true.  The necessary evil of government is necessary to provide a system of laws, a police and military force, and a court system for prosecution of crimes and arbitration of disagreements, a handful of various other services.  Not a single Classically Liberal or capitalist philosopher, be it Adam Smith, Milton Friedman, or F.A. Hayek, would ever argue that government is not necessary to a successfully run economy and society.  Capitalism is just as opposed to anarchy as it is to socialism and tyranny.  But every Classically Liberal and capitalistic philosopher will also point out that government’s function are there to provide rules, protect others from violence and fraud, serve as arbiter, and provide those few services that the private sector cannot easily provide.  And also, while many of them hadn’t seen the monster of an overgrown federal government, most would argue that where government does need to step in it should as locally controlled and locally funded as possible.

Now what is an example of a function that only the federal government can do.  Well you have the army and navy.  You have the post office in the early days of the Republic (although nowadays you could cut the Post Office down to 10% of it’s current size and FedEx, UPS, and local companies could more than pick up the slack at lower prices and higher efficiency).   I’m sure a private mail carrier could have made money in the early days of the Republic, but the Founding Fathers realized how useful the committees of correspondence were, and how communication is one of the most deadly tools against tyranny, and thus had to make sure there was always an option for communication that could not go bankrupt (as there exists with any private company)…which is also the reason I advocate drastically cutting the USPS but not completely destroying it.

But is infrastructure something that only the public sector can provide?

No it’s not.  And this is a self evident truth.  Governments were building infrastructure before they started using dimwitted Keynesian tactics of spending money they didn’t have.  Logically this meant that they were getting money from commerce to build infrastructure.  Commerce and business predated infrastructure, their success is not dependent on it…it is the reverse that is true, that infrastructure is dependent on business success.

Look at the entirety of U.S. history and you will see this.  In terms of transportation, stage coaches, ferries, and even railroads started out as private sector industries that did not have government funding (yes railroads became the transcontinental giants with government help…but they also became inefficient, monopolistic, corrupt and low quality when government money got involved).  Most of the infrastructure that raised Britain to an economic powerhouse in the Industrial Revolution was privately built.  I recall that a good portion of Hong Kong’s early infrastructure post-WWII was more privately funding by booming business more than by the hands off government of the colony.  Even in now uber-liberal California, we should all remember the completely private Red Car system provided efficient and cheap transportation (using it’s own infrastructure) to most of Southern California for nearly 4 decades before being taken over by the state.

Yes the interstate highway system is wonderful and has been a great boon to commerce…of course Ike built it as an easy way to move the military in the Cold War, the economic benefit was secondary so you don’t get to claim that it was built for the purpose of the economy.  However even if the highway system should have originally been a federal project to ensure that all states are connected…it no longer needs to be federal—at this point states are more than capable of up keep of their own roads as they need them to stay economically competitive (i.e. they won’t let them just fall apart) and the local control will keep overhead, graft, and inefficiency down (at least it will be far less than what a distant federal government would create).  So even the highway system isn’t an argument that Obama has.  Yes does the system of roads and bridges need work?  Yeah, it does.  Of course if it was such an important function why didn’t you get it done in the first 4 years Barry?  And why did you saddle the debts with such massive future debts via Obamacare so that they couldn’t deal with the problem themselves?

But maybe we’re not just talking about roads for infrastructure.  Electricity maybe?  No, that was originally built by private companies…and the modern government controlled national grid is such an unmitigated disaster that even liberal Thomas Friedman of the New York Times went off on what a joke it is in his book Hot, Flat, and Crowded.

Communication?  No.  Private company AT&T built the original infrastructure and controlled it so well that the government felt the need to unjustly break the company into the baby bells…which was really dumb because within only a few years the private built cell phone infrastructure made AT&T’s land-line infrastructure about as important as your appendix.

But the internet!  Oh I love this argument.  So the military builds a communication network and does nothing for over a decade (beside being a plot point in 2nd rate Matthew Broderick film…Shall we play a game?) and then private industry built on computers (which was also built on computers the government had been working on for years to no avail. Government had silicon chips since the 1960′s but it took a Steve Jobs to create the personal computer.) and suddenly makes use of it.  Trust me if the network the military (and Al Gore) built hadn’t been in existence there would have been some genius on par with Gates, Jobs or Ellison, who would have created a network that would have allowed computers to speak to each other easily.

Everyone seems to forget that the empty cities in China or Detroit have lots of infrastructure that does nothing for them.  However there are literally hundreds of towns  in this nation where a factory was built first and then the infrastructure and growth followed…if you look at the world and the joys of globalization and outsources (which makes life better both for America and the country work is being outsourced to) the examples reach thousands.  Business success always precedes infrastructure in a sane system.  To say the opposite is to say the cart pulls the horse.

The fact is that business has traditionally built the infrastructure it needs to grow if it is not already present.  Private companies wanted to build high speed rail back in the early 90’s but were stopped over and over again by environmental regulators in the government…and unlike the BS high speed rail Obama and California want to put in that doesn’t really go anywhere, the plans in the 90’s were for things like LA to Vegas…you know rail that would have paid for itself and paid for further expansion.

FedEx was stopped by government regulation and bickering from creating a second hub in its distribution infrastructure in the 90’s.

Private airlines where hampered in their growth early on by government regulation (usually taking off from fields that the airlines had built with their own money in the early days).

I could go on.

You would have to be a brainless troll or an idiot of the highest caliber to not see that industry builds the infrastructure it needs with its own money (often cheaper than the government) and has more often has had its growth hampered by government than it has been helped by it.

You can build all the infrastructure you want. It won’t create business.  It will help business…but it’s not like the business isn’t paying for that infrastructure (through income, corporate, sales, and a myriad of other taxes).  If the government doesn’t provide the infrastructure business will create it themselves or someone else will find some way to provide the service that infrastructure would provide, often at costs less than the inefficient government creation.  Government created infrastructure is never NECESSARY for business success.  Government laws and protection against harm are necessary, but not infrastructure.

Now some claim that we need government infrastructure to provide things like TVA giving electricity to rural communities…to which I respond, when did electricity become a right?  My grandparents lived quite contently in a house until the late 80’s, in California, without public electricity (they had a wind generator that they built)…it didn’t harm them.  If there is no economic reason to have electricity in an area, then it probably shouldn’t be there…and if you don’t like it, it’s a free country, move to an area that has those services or create a business that makes it feasible to bring those services out there.   Arguing we have to provide things to people where there is no financial reason to provide it to them is the mentality of building bridges to nowhere and repairing roads no one drives on it.  It is the mentality of government waste.  And that is the kind of infrastructure that Obama is touting…or do you think the man who thought Solyndra was a good idea knows more about infrastructure?

Everyone likes to point to highways, the internet, the advance of the space race….but everyone forgets these were military ventures with military goals, not economic ones (those were merely unintended side effects)—I bring this up because which area of spending do those who tout infrastructure call on most to be cut?*  And this leads to the reason why I have repeatedly said one of our biggest mistakes in Iraq and Afghanistan was not spending more time on building infrastructure.  I wanted the communication and military benefits of modern infrastructure as a counter to the insurgency (which are getting their own benefits provided by other countries). Yes such projects put the cost of a system that would benefit commerce on those countries on the US taxpayer instead of the Iraq or Afghani businessman, but I believed in the long term the military benefit would pay for itself (if you think we’re not going to have to go back to Afghanistan within a generation because we botched it so badly this time, you’re crazy).

But back to Obama’s “You didn’t build that” quote.

In context he is referring to the businesses.  But even if you take his reading that it was government provided infrastructure you built your business on and you couldn’t have done it without that infrastructure…it’s still a bullshit statement.

With only a small exception in education, everyone has equal access to the benefits of infrastructure.  Everyone has access to the roads.  Everyone has access to the electric system and all the other utilities. From the things that only government can provide (police, courts, health control, an income safety net**) to those things that government and the private sector and justifiably provide (roads, schools, post service, electricity and water) to those things which the only private sector should be providing but the government can’t keep it’s stupid hands out (green energy, wifi, medical services) everybody pretty much has equal access to all of these benefits and all of this infrastructure.  And yet some build great businesses and some don’t.  Because some had the intelligence and the work ethic and the drive to succeed and some didn’t.  Because some people built that for themselves.  This is why there is that quote at the beginning about standing on the shoulders of giants…everyone is standing on the same giant but some choose to see further and some don’t.  Now success for many may not be building a business but doing something else…but it is because of their drive, their intelligence, their work, and their choices that makes them successful or not, not because of government.

Now I did bring up that education is not always equal. Its not. And education can be a greater equalizer in terms of access to opportunity than any road or Internet hub…and our system of education in America is screwed up.  But notice also in this most important of things the government provides it is Obama preventing growth, preventing change, preventing charters and vouchers and experimentation, and wholeheartedly backing the vile teacher’s union which seeks to maintain the status quo.  So in the one thing he could really affect to help give people more opportunity to build their own lives, he doesn’t actually want to improve that system.

Nothing in infrastructure determined who would succeed and who wouldn’t (except for education) it is will, intelligence, and work that does.

It is those things which build infrastructure.

And it is those things which Barack Obama is most opposed to and most wants to destroy.

*Not that that I don’t think the military couldn’t lose quite a bit of fat from its budget…however much of its waste is in Congressional pork projects that can’t be cut without Congressional approval…if you just cut the military’s budget the DOD doesn’t have the authority to cut those pork projects, only needed things like troops and body armor.

**Even Friedman and Hayek believed you need some form of income safety net, and they were right, you do…they were also right it needs to be for the lowest of the low (like the bottom 5%) not the for a third of the nation.

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Tax Returns, Rich Liberals, Stupidity and Hypocrisy

This thing about Romney’s tax returns is stupid, and I’m just tired of it. 

You have to consider a couple of things to start out with.  (1) It’s not like Obama’s White House and IRS don’t have access to those returns and (2) the IRS under Obama has been more than willing to harass Romney supporter as shown here and here (3) if there was anything damning in them don’t you think Obama would have already leaked that (after all if highest level classified national security information can be leaked to the New York Times to get reelected do you really think Obama draws the moral line at leaking his opponent’s tax information?).  Also given that people are upset about things like offshore accounts (which are actually good for growing and American economic growth) and the fact that Romney only pays about 15% on his income (because it’s pretty much all capital gains income which is taxed at a much lower rate than other income because if it wasn’t you would see the collapse of what is left of the American economy) it is clear that ignorant people are very agitated by the intricacies of finance when they have no understanding of what is going on…thus releasing even more financial information will allow liberals to make ethical, legal, and smart financial choices sound like unethical, illegal and stupid financial moves (like giving money to your cronies at Solyndra…oh wait that wasn’t Mitt). 

This then of course brings up a discussion of how the rich need to pay their “fair share.”  Let’s just ignore that 47% of the nation isn’t paying anything (is that fair?) or that the top 10% earn about 45% of the income but pay 70% of the taxes (yeah that sounds fair).  And Mitt only pays 15% of his income to the government, that’s not fair (of course he already paid taxes on when Bain earned the money and paid a corporate tax on it, then Romney paid taxes on the money Bain paid him, which he then invested in companies who paid their own taxes on the money they earned, and then Mitt paid his 15% on the income he earned from that investment.  Oh, and the US has the highest corporate tax rate of any nation (http://www.heritage.org/federalbudget/corporate-tax-rate) …so it’s not like he hasn’t paid and paid and paid taxes on that income.  Yep he hasn’t paid his fair share.  Now there are other reasons that Mitt hasn’t paid income taxes in a while…like the fact that he didn’t take a salary as head of the Olympics or as Governor of Massachusetts–when you don’t earn anything you don’t pay taxes.  And of course this all ignores the fact that this is a man who gave away his entire inheritance to charity and gives about 15% every year to charity (some bigots will decry the fact that a large portion of that goes to the Mormon church, but even if you had theological issues with the church , you’d be a damn fool to say they are not in the business of numerous aid programs).

But liberals just dismiss this because (A) “he’s not paying his fair share” (still waiting to hear what percentage that is) and (B) it’s not to the charities they like. 

And this leads to an odd habit I’ve noticed among rich liberals.  They bitch and moan and whine about how we don’t support Planned Parenthood, or NPR, or PBS, or the arts or this or that project or organization enough.

Now as far as I know, and I haven’t verified every picture on this, but except for Mitt I think everyone in this picture is liberal…and as far as I know only a 4 or 5 give significant sums to charity (only a couple do it without seeking public praise for thier charity)…so the question is that if most of the these liberals feel that more money should be spent on the poor and thier pet projects, why don’t they put thier money where their mouth is?

Oddly enough these are often the same rich liberals who say that they aren’t being taxed enough.  (Let’s ignore for the moment you can just not take deductions and pay the full rate or you can give more than the minimum to government…and yet they’re taking deductions and not just giving money by the bushel load to the feds  (follow the link, it goes straight to where you can just give money to the Treasury Dept…I’m going to wager right now no one is going to give a dime).   That the rich should be taxed at much higher rate (one assumes to pay for all these pet projects they want funded).

Hmmm….rich people say the government is taking enough of their money AND they’re saying the government should give more to their pet projects…hmmmmm….

 

Am I the only one who thinks that they could just cut out the middle man and give more to all these things they say needs funding.  Just cut a check, and don’t worry about the government.

But, some whiny liberal will say, there are more rich Republicans.  But that’s not really true, it’s a bit more divided fairly evenly and statistics suggests it may be slightly biased to the left (performers are statistically more liberal and entertainment makes people very rich very quickly).  Also it might be helpful to take into account that Obama has raised 181 Million from large contributors and Romney has raised only 121 Million from large contributors (a 3:2 advantage for the left ) so while not a perfect way to calculate it (if nothing else Romney had months of fundraising that he had to share with Ricky and Newt that Obama could just rake in the dough) but there is still the fact is that there are still a lot of rich liberals .

Then of course the rich liberals will complain that it’s not enough if they do it, they need the money of ALL the rich to make an effort…apparently these people are forgetting what the overhead of the government is between numerous departments, lost interest on the money, corruption, waste, idiocy, Michelle’s vacations, trust me giving straight to the charity is far, far more efficient (or did we forget how much money the GSA is spending?) .

Now if liberals don’t want to spend their money that’s their right and I support it.  I believe in the virtue of charity, but I also believe that different people have different things to learn in different life times and the virtue of charity, while admirable in most cases (it’s not as if it’s done merely for good press…like, say, you say you’re going to give all your money away when you die, but you spend your days trying to avoid paying back taxes…Warren Buffet I mean you), but it is not the only virtue and I can see some spiritual lessons may require for not giving out money…and I’m not going to judge who is in what category.  But I will judge hypocrisy.  And if you claim more of your money should be taken for the public good, but don’t spend it on the public good when it is fully in your power to do so, you are a gutless, virtueless, hypocritical piece of filth.  I believe it also goes by the title DNC donor. 

The fact of the matter is that liberals don’t care about Romney’s tax records.  The bright ones know there is nothing untoward in there, they want a piece of propaganda to rile the more ignorant in their base.*  They don’t care about fair share or helping others because if they did they would put their money where their mouths are with or without the government’s help. 

*I’m not claiming there aren’t ignorant people on the right, there are, they were known as Santorum supporters…but his loss shows they’re not in the majority.

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The Best Patriotic Films #12 Cinderella Man

“I have to believe that when things are bad I can change them.”

If you’re a consistent reader of this blog, you’ll probably know that I am not the biggest fan of sports the universe has ever known.  But while most sports bore me, movies about sports can still be great. And Cinderella Man is one of those films.  (Also despite the very patriotic undertones of Far And Away and Apollo 13 I felt those were more centered on the characters than the nation that gave rise to those characters, but I really thought a great director like Ron Howard did deserve to be on this list somewhere).
For those who don’t remember this film, it is the story of Jim Broddock, a boxer who lost everything in the early days of the Great Depression, including his promising boxing career…only to make a miraculous comeback after being called on to fill in last minute for a fighter who had to bow out.

It is an American story for many reasons.  The least of which is that it is the story of an underdog.  Americans for all their strength in economics, military, this or that field, love an underdog, because that’s what we are.  We are band of misfits who created a great economic power.  We are a band of untrained militia who beat the most powerful military in the world.  We are the place where someone can through willpower and skill change their life for the better.  We are the place that gets knocked down time and time and time again, and always comes back stronger than before.  And we love to root for underdogs like ourselves.

But like any great underdog story, this is the story of a man who survives and excels because of willpower and drive.  The America Dream is not the American Dream because lots of people here can win the lottery or just find success by dumb luck—it is the American Dream because we have control of our own lives, power over our destiny—we don’t live as the victims of our circumstances but as the master of them (or at least that’s what we preach…but at least we preach this bit of truth, rather than some froggish countries that preach dependency.)

And it is again the simplicity of the American Dream that makes this movie stand out.  The final title cards show that Braddock did not just blow his money (it should be noted that according to the movie he didn’t squander the money he earned early in his career…he just invested it right before the crash), but rather lived the modest American Dream most of us have in mind for ourselves and one day for our children:

“Two years later Jim Braddock put his title on the line against Joe Louis. Jim knocked him down in the first round though Louis went on to win the bout. Joe Louis would always call Jim Braddock the most courageous man he ever fought.  Jim served honorably in World War II. He later owned and operated heavy equipment on the same docks where he labored during the Great Depression. In the early 1960’s he helped build the Verrazano Bridge. Jim and Mae bought a house in New Jersey with the winnings from the Baer fight. They raised their children in that house and lived there for the rest of their lives.”

Of course what really makes this movie stand out is Braddock’s behavior to the relief money (today we would call it welfare).  Yes he needed to take relief money to keep the power on so that his kids could stay with him and his wife.  There is nothing wrong with welfare when people are desperate and no one in this country would begrudge legitimate need (as opposed to making no effort to get on your own feet, to control your own life, to educate yourself, or to get a job…those lazy couch potatoes we have a real problem with).  But what makes Braddock’s story interesting is what he did when he was back on his feet:

Reporter: Bob Johnson, Boston Globe. Two days ago, we ran a story about you giving your relief money back. Can you tell our readers why?

Jim Braddock: I believe we live in a great country, a country that’s great enough to help a man financially when he’s in trouble. But lately, I’ve had some good fortune, and I’m back in the black. And I just thought I should return it.

While there may be cases like this elsewhere, it is only the most charitable nation in the world that you will see this as not being an act of insanity, but rather an example of the best that this nation has to offer.  We don’t glorify need, but we do glorify those who are able to pick themselves up to a point where they can help themselves and those around them.

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Romney’s “Lack of Specific Plans” or Romney The Man with A Plan

Recently I’ve been hearing from all sides things like, “Romney isn’t specific enough about what he’s going to do” “I don’t know what he would do in office” “He needs to be more clear about his plans” “he’s doing well for someone who hasn’t articulated a plan yet.”  I’ve heard it from the right, from the left, from the far right, from the far left, on Beck, on O’Reilly, on Blitzer, Maddow, Matthews, CNN, MSNBC, FOX, RealClearPolitics, DrudgeReport.  From pundits I love, from pundits I have no feelings about one way or another, from pundits I loathe with a fiery passion.  You name a media outlet I will show you someone who said Romney doesn’t have any specifics just vague generalities.

Are you people living in a goddamn cave? A sensory deprivation chamber?  The darkness of space, where no one can hear Mitt Romney’s extensive plans?

Ignoring that his speech can get pretty detailed…spoken words are imperfect…let’s look at the written record,

This man has more specific plans the media knows what do with. So rather than critique him on points, they just say he’s lacking specifics.

namely MittRomney.com.  Have you been to MittRomney.com, because it’s not your typical campaign website.  Typical campaign websites, even Obama’s, are a half-dozen or so issues, most of them covered by a paragraph or two with a general statement of goals, and maybe one or two pages with two or three more pages of detail for the really important things.

And then there is Mitt Romney.   This is the CEO of Bain.  The Savior of the Salt Lake Olympics.  The guy who balanced the Massachusetts’s budget without raising taxes. This is not only a guy who gets things done, he gets them done because he plans out what he is going to do.

And this kind of shows you why of the hundred deals Bain did, Obama can only find a few that were failures.  This man plans for EVERYTHING.

26 Topics!  And he didn’t just put a paragraph in each…no, I think he hired a Russian Novelist to fill these pages up.

This man covers every issues you could have questions about…

Let’s for instance go to the Jobs and Economic Growth page…

Not only does he have a link to a 5 page pdf that explains the 5 bills he will send to Congress on his first day and the 5 executive orders he will sign literally seconds after finishing the inaugural address (hell he might actually sign them during)

Screw the first 100 days, the first 100 hours is going to be productive under Romney.

How many Presidents do you know who has 5 bills and 5 executive orders ready to go day one?

But that’s not all…on that same page you have a link to the 160 page plan of Romney’s for the Economy called “Believe in America.”  Let me say that again 160 pages of details of what caused our problems, what Obama did wrong and pages 31-153 of how Romney is going to fix the problem.  And if you read it, it becomes pretty clear that this is the combined work of CEO’s and economists that know what they’re doing.   “But I don’t have time to read 120 pages of plans” bitch the same people who claim that he’s not specific.  Well lucky for you there is an Appendix of the 59 specific things he’s going to do.  But you don’t know what he’s going to do to you…he only gave you 59 specifics.

Yeah, after these 59 major things, I have no idea what Romney will do…

But it gets better.

Want to know about foreign policy?…well, where Obama’s got one page of vague generalities Romney’s got pages on every section of the world…

plus a page that lists ALL of Romney’s advisors on foreign policy and their qualifications.  I’ll admit I don’t know the names of most of these people…but from the lists of credentials and experience this is a who’s who of foreign policy experience.   Do you know who’s advising Obama…probably not, as he devotes only a page to economics and a page to defense.  Ooooh…two whole pages for the most important issues facing the nation at this point.
Romney also has an impressive list of judicial advisors… as opposed to the crack team of Obama’s that gave us Sotomayor and Kagan, possibly the two most incompetent justices in the history of the Court, save Earl Warren.

There are over 670 blog posts by Romney supporters and advisors, 30 articles written by Romney himself, nearly 800 press releases, and 32 video .  Yeah, that’s a real lack of information from Romney.

As for most of the other pages, they follow a pretty specific format.  They list basic principles, describe what Obama is doing wrong, and give SPECIFICS on what Romney will do.  Don’t believe me, go read for yourself.

I mean how can that compare to Obama’s eight whole issues (one of them a made up issue) with pages full of nothing…oh and there’s pandering to a lot of different minority groups.  They spend more time telling you about Michelle’s life than they do on how they’re going to fix the economy.  But remember it’s Romney who is short on specifics.  Oh, and Obama has a massive button that says “Espanol” (let’s forget that speaking fluent English is a requirement for naturalization…so exactly which legal voters aren’t speaking English?)  Clearly Romney is the candidate who is just dealing in platitudes and vagaries, changing his talking points with the wind.  Clearly.

So when you get a moment, drop by MittRomney.com and actually read some of the stuff there.  I know that sounds boring, but you really should.  Because if you do you will realize that not only is the comment that he doesn’t have specifics is insane as saying 2+2=5 (yes there are some lack of specifics where it comes to things that will actually be the purview of Congress to work out the details, but that would mean that Romney actually understands how laws are made, unlike Obama who thinks he rules by fiat).

Now, you can tell me that you don’t think Romney is being honest in what he says, you can tell me that you think his plans won’t work, but please stop this bullshit about him not having specifics.

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Facts vs. Emotion in Campaign Season

It’s interesting to watch how both campaigns are beginning to work. And as usual, the old battle lines are being drawn. Democrats are playing to lies, half truths, and emotion and Republicans are more or less playing to facts and patriotism.

Let’s take a look at what I mean by taking a look at 4 ads that came out this weekend. Obama and his team came out with this ad hitting Romney for closing a steel plant in

It starts with a former steelworker saying that his company GST Steel, which is kind of odd because if you had a great reputation for quality I don’t think the company would ever have been in a position where Bain Capital could have bought it out. But there I am using logic, silly me all that matters is that picture of the old guy putting on the hard hat. I should really feel sorry for him. Then we have David Foster, Lead Negotiator for workers at GST Steel, saying that it was Romney’s fault. Okay let’s deal with that point piece by piece. First GST Steel closed in 2001 two years after Romney left Bain. Second, the reason GST Steel was closed because Bain kept trying to make the plant work but as the union refused to compromise on ANYTHING there was no way to make the company profitable.  Also let’s not forget that Bain offered to buy employees out and offered to give them new jobs, albeit non-union jobs at the profitable steel company…more on that later.  So in reality it was the union’s refusal to negotiate that killed GST…hmm who was the chief union guy?…oh, that would be the “Lead Negotiator for workers at GST Steel” David Foster. So Foster’s claim that Romney was to blame comes off a little hollow as it was really Foster’s inability to put the well being of employees ahead of the well being of the union. “They closed it down without any concern for the families or the community”…after you know, years of trying to make it profitable. And they “made as much money off it as they could”! Dear God! What monsters! They actually tried to make a profit. Sick, sick people.

They terminated health and life insurance…strangely that’s what happens when you go out of business.

“It was like watching an old friend bleed to death.” And given that it was the employees and their union that refused to bargain which was what really killed this company, the image of standing there, watching your friend bleed to death, and not just doing nothing, but continuing to stab him repeatedly is a very fit image. If anyone is to blame it’s not Romney.

My union refused to negotiate. I refused to take a non-union job. It’s all Romney’s fault.

I love the “Those guys are all rich” complaint. Not only is Obama still playing to the most base and uneducated class warfare, but it shows how dumb some people are. You can have millions. Hell you might even have billions…but that money doesn’t last to just give out, if you’re not making a profit, then that money won’t last forever. The implication from that line is that Romney and all the other Bain executives should have gone bankrupt to keep funding a plant that wasn’t making money.

“We view Mitt Romney as a job destroyer” and I view you as someone who doesn’t do math very well. Why? Well, 750 employees (you have to love how they claim he destroyed thousands…the typical Democratic propensity for lack of accuracy in numbers ) lost their jobs because of what Bain did…now last time I checked 750 was less than 6,000…8 times less if my math is correct. Also fun fact, the GST Steel plant was reopened in 2004 with somewhat fewer workers…thus proving Mitt Romney’s point that sometimes you need to let industries go bankrupt so things can be reset, reorganized, and redone and come back stronger than ever…it’s a term in capitalism known as creative destruction. Although from the Obama ad you would never know the plant reopened.  And also what’s with all the pictures of houses collapsing like it’s a post-Apocalyptic landscape?

“How could you care for the average working person if you felt that way?” Well jackass, you care because you want to actually build something that will last, that will make a profit and that will not need the constant handout that this ad was asking for. And then this loser looks like he’s about to cry. This, I can only guess, is supposed to make us feel for him. I will admit it does make me feel something—it makes me feel like slapping this loser so hard he grows up. For god sakes, you lost a job, it happens to the best of us, man-the-fuck-up and go get another job, don’t cry like a baby and bitch about the mean businessman who didn’t want to bankrupt himself to keep your losing company alive.

Strangely there are no facts quoted, no numbers given, no quotes used (other than comment by Romney which have no bearing on this issue). Hell, GST Steel pensions were underfunded by $44 million when it went bankrupt…that would have been a fact to use…of course I think all of that came after Romney left Bain and they were already stretching it as it was.

Meanwhile over on the Romney side, we have 6,000 jobs created…and again I think 6,000 is more than 750. You know if for every 750 fired we get 6,000 new jobs, bring on the massive firings (start with OSHA, TSA and the Post Office)! We’ll be at 3% unemployment in no time.

Now granted there aren’t a lot of facts in this one either (of course it’s not even half as long), but what facts there are are accurate (go back and watch the Obama ad again and see how many different numbers they use for how many people lost their jobs). And there is the fact that this is one of the companies that Bain helped out when Romney was in charge (as opposed to GST closing two years after Romney left).

The American Dream brought to you by Romney, Bain, and capitalism.

Also, instead of treating people as helpless who need Obama’s teat to survive, rather it shows hope and prosperity and that people can actually live on their own. The American Dream, which for most of us is to provide for ourselves through our work…for Obama it appears the American Dream means living high on the hog off of the rich and entitlement programs…just look at Julia.

Are they playing for emotion as well? Yeah, but you’ll notice it’s not hate and pity and vitriol, it’s hope for tangible things like a job and prosperity (rather than some ephemeral undefined “hope and change” that means nothing) and the best in us…

Also you have to love how Romney got this out less than 24 hours after Obama’s crappy ad…and Obama’s looks more professional. His campaign has clearly anticipated objections made by Obama and has the rebuttals already in the hopper. This is like watching a novice try and play Deep Blue.

But let’s look at how the groups that are not part of the official campaigns are working…

Please give me the quote where Romney threatened to end contraceptives…that would have been Santorum.
And insurance charges you more because the actuarial tables say you cost more…so to have equality it would just be that men would pay more (thanks)…I assume you want to make sure that car and home insurance companies stop it when they charge women less than men…because that would be unfair.

And he hasn’t threatened to get rid of Planned Parenthood …just public funding of it. If it’s so great a place, then I’m sure your rich liberal friends who want to be taxed more, will donate by the bucket load when Romney lowers their taxes.

And throwing women under the bus isn’t Romney’s style, MoveOn.org…it’s yours. Because let’s remember that MoveOn was formed to tell Republicans to Move On past Clinton’s numerous infidelities, because it was “just sex” (and sexual harassment lawsuit, accusation of rape, exploitation of a 20 year old woman who was incredibly naïve, perjury, suborning perjury, adultery…yeah it’s Republicans throwing women under a bus and waging a war on women).

Not one fact, not one reference, not one piece of truth. Everything I’ve come to expect from MoveOn.

Every one of Obama’s quotes are in context. Every fact is shown for quite a bit of time, and can be easily searched for. It’s interesting how, when the facts are on your side, you tend to use them.

Now, please don’t misunderstand me. Republicans are not saints, they are human, they come up with crappy misleading ads as well. But right now the GOP has the facts on their side and appears to be using them.

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The Sad Life of Julia Part VI:The Twilight of a Moocher

And so Julia’s is coming to a close…you’ll notice that her life seems to end around 67…hmmm…I wonder if the health care rationing boards have something to do with that?

Drugs which are over priced because of terrible policy for patents and over regulation that causes shortages…not to mention that Medicare will be bankrupt in only 8 years (2020)…so assuming that Julia is 3 right now then she’ll be 65 in 2074 Medicare will have been bankrupt for over 50 years, so I’m not sure how it’s paying for her prescription drugs, but Obama is just a magical being and can do anything he wants.  2074, a mere 66 years of Obama in office, Obama will also be about 110…one has to wonder how he is still cogent enough to rule with an iron fist, I’m not ruling out at this point a deal with Mephistopheles).  Or to put this another way, the Congressional Budget Office projects that, assuming the economy keeps growing at a steady rate (not under Obama it won’t) and that Medicare keeps growing at the rate it has been then right now it accounts for 2.9% of GDP, in 2020 when it goes bankrupt it will account for about 4.1% of GDP, and in 2074 it will account for about 12.8% of GDP (over 4 times the bankruptcy level).

Under the Ryan plan which brings in competition and sanity the Medicare program is saved and it puts the whole system on a track to have private competition drive costs down across the board.  And Romney’s plan is pretty much the same.  So let me see here, a plan to keep Medicare alive and create private competition that will turn Medicare back into a safety net for those who absolutely need it rather than a money and soul sucking entitlement.  Oohhh, tough choice.  Throw granny off a cliff in 2020 or make the program actually work.  I’m sure trying to make sure that a safety net is around for Julia later in life is just right-wing social engineering.   Yes Romney and Ryan would end Medicare as we know it—they’d make it work.

Well under current Social Security plans she is pulling out more than she put in (goddamn moocher)…of course that’s if she is 67 right now and pulling out benefits.  If this is 64 years from now after Obama’s obscenely long rule as dictator she won’t be drawing any benefits whatsoever as Social Security will be bankrupt in only a few years (kind of like Medicare)

Now I’m not sure where they get the 40% number (I searched for it, and I couldn’t even find that number listed on any liberal websites) so I am forced to conclude (like unemployment numbers and so many other facts purported by Obama and his administration) that these numbers are a complete and total fiction.

Now what the Ryan plan calls for is a slowdown in the growth of Social Security and Romney calls for:

“First, for future generations of seniors, Mitt believes that the retirement age should be slowly increased to account for increases in longevity.

Second, for future generations of seniors, Mitt believes that benefits should continue to grow but that the growth rate should be lower for those with higher incomes.”

Wow cut benefits from social security for the rich…how terrible.  Also exactly which reasonable person is arguing that we don’t need to raise the retirement age and probably slow growth to at least only account for inflation if not under inflation to put benefits back on par with what the person has put in.

***

In the final analysis there are numerous problems with the life of Julia.

Obama’s rule for almost another 7 decades.

Obama proudly touting cradle to grave socialism.

Obama seeing nothing wrong with a person who needs government help at every stage of their life.

The obscene amount of lies in every single supposed fact and number that Obama’s people displayed in the show.

Ask yourself if you want to live the life of Julia?  Dependency, ignorance, control, misery.  That’s what Obama is offering in this plan.  Makes you yearn for the sweet-talk of Mondale promising to raise our taxes; it was at least more honest and less power hungry.

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The Sad Life of Julia Part V: Middle Age Dependency

It’s a shame Julia’s time in Head Start never taught her to not stand right in front of a frickin’ bus…there’s a reason little Zack never shows up again.  (This is what happens when you go to government funded schools that don’t have competition).

So I’ve already been over how Obama being beholden to unions and against choice is really bad for schools and will drive them down.  But let’s deal with the idea that Romney and Ryan would cut federal funding to schools.  So what if they did.  I can promise you, with a teacher’s view from the front lines, federal money does jack to actually help students.  It goes to programs and policies that benefit administration and bureaucracy, not students.  Now if individual states wanted to put in a rule that principals and superintendents can’t make more than twice their highest paid teacher (a good principal might actually be worth more than that…but a good principal in my experience is in the same category as unicorns and non-homicidal postal employees, they don’t really exist).

Also, I’m big on standards in education but regrettably the standards Obama has been hyping lately, now being referred to as the Race to the Top, are sadly underdeveloped.  The math standards seem to stop at Algebra and Geometry (maybe some of what would be included in Algebra II) and the English standards, which as an English teacher I’m very familiar with, actually are an improvement on the previous standards I was dealing with in Arizona…but are still woefully lacking.

Honestly their standards don’t do go further than halfway through what you’d expect a student should know halfway through 10th grade in an ideal world.  And I still have yet to see Science and History standards.  So we’re still aiming to only play second fiddle to the rest of the world in education.  I’m sure that will yield spectacular results.  Also may I add that in typical bureaucratic speak they take nearly 100 pages to say what could be said in 10 (I’ve even boiled it down to 1 page for my own personal use…but I have to use a lot of fragmented thoughts that still get the point across).

But Zachary really shouldn’t have to worry because, as you can see Julia has placed him in just the right place to join Obama’s grandma, Rev. Wright, Mubarak, Israel, Van Jones, and Hillary Rosen (among others) in being thrown under a bus when it’s convenient.  It’s SOP for the Obama bunch.

Now after 4 decades of the Philosopher King’s absolute rule construction by forced community service gangs (at this point community organizer takes on a whole new meaning—crack that whip) on the Great Pyramid of Chicago, which will serve as the divine one’s tomb, is nearly complete.  But even the massive structure, 10 times the size of its Giza counterpart, but still 100 times smaller than the ego of its future resident, needs promotion on the web.

So Julia thinks she should start a web design business of her own.

I have a few issues with this.

First, if the history of technology has taught me anything it’s that we don’t have an f’ing clue what technology is going to look like in 40 years.  Star Trek predicted we would have major genetic engineering by the 1990’s but cell phones wouldn’t come into use until the 24th century.  And I don’t see the hover-boards or high level of automation promised me by 2015 in Back to the Future.  And remember in the 90’s when they thought those virtual reality head gear things would take off…uh-huh.  And I think we can all agree we are tired of waiting and want our goddamn flying cars now; we’ve been promised them for over half a century and we want them NOW.  My point here is that it might be just a little arrogant to say with certainty that the internet as we know it will still be around…but then again that might make Julia’s web design business perfect to the Obama administration loans as I will bring up with my 2nd point.

Solyndra, and 13 other green energy companies, the black holes of Fannie Mae and Freddie Mac, AIG and every other incompetent bank, Government Motors and their fabulous death trap the Volt, not to mention that spectacular bit of idiocy Cash for Clunkers. The Obama administration sure knows how to pick’em.  So this only confirms my suspicion that Julia is in a now dead field, the Obama administration is giving her a loan…something they don’t do for people who could ever theoretically make money.

I also love how the internet business is going to “help grow the local economy.”  Screw what the internet is going to be like now, internet companies aren’t exactly limited by local market nowadays.

There are of course two reasons why Julia has to get a loan from the government and couldn’t get one from a private bank like the rest of us.  The first being that, as we have discussed, Julia, she of the 7 years to get her degree in a field you go to a 2 year tech school to get, has clearly never made very good decisions and is probably a shitty programmer to boot.  The second is that after 40 years of Obama, private banks will have gone out of business.  To recap, in the past and currently banks are being forced to continue making bad loans as the Obama administration is still pushing them, while, and I’m not making this up, simultaneously suing them for making those bad loans.   Private banks don’t stand a chance after 40 years of this insanity.  And that may make the idiots of Occupy Wall Street thrilled, but the rest of us have to understand such a move will result in an economy that makes the Great Depression look like the salad days of prosperity.  So Obama will be the only money lender in town.

My last problem with the logic here is that she’s 42, which makes Zachary 9? 10?  Who has time to start a business when you have a 10 year old?  They’re still too young to take care of themselves…oh wait I forgot, she threw him under the bus.

And I’m not sure where this 20% cut thing for Romney/Ryan comes from (I’d be happy with a 100% cut and possible jail terms for the people who work for the SBA) but I do know that while I haven’t heard anything about Romney talking about the loans the SBA gives out, he has been very clear on gutting the $1.75 Trillion annual burden of regulation this monster of an anti-capitalist organization places on the American economy.

And rather than giving out money, Romney and Ryan have put forward plans that will improve the fundamentals of the system and actually allow businesses to grow on their own and make profits, hire employees, create new markets, all without government help.  It’s this strange miracle of capitalism.  Even though it’s always been hindered to one degree or another throughout U.S. history it has created the greatest advance to quality of life and opportunity of any system conceivable.  But you would have to believe in America instead of Obama to understand that.

Also is that a biohazard symbol on the wall outside Julia’s office?  What kind of web design is she doing?

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The Sad Life of Julia Part IV

So Julia is someone made it through childhood, adolescence and out of college (after 7 years) and has been working at web design for 9 years.  You’d think she would be doing well…but not our Julia.  No she still needs Obama to wipe certain things for her because she’s too inept to do that herself.

Wow, Julia is such a great web designer that not only is she apparently working for the crappiest web design company on Earth (since it appears they pick an insurance plan that doesn’t cover contraception)…and Julia apparently has such marketable skills that she can’t get hired anywhere else.  So what does she need, she needs the divine Philosopher King and Imperator Obama to make sure that all insurance plans cover birth control. And you know Julia is also working for the worst web design company on Earth because they don’t obviously pay her much…after all generic birth control is only $9 a month at Target or Walmart (assuming Obama hasn’t shut those down in his 24 year reign).  Clearly they’re paying her so little that an extra $9 a month is the choice between LIFE AND DEATH!  Great Obama economy you got there.

But what if she needs birth control for something other than contraception?  She needs Obama to pay for the particular kind of birth control she needs…not really if it’s for medical issues and her doctor says so, then even insurance plans that don’t cover birth control will still cover it.

But what if her psycho employer fires her for using birth control….well long before Obama came to power through the junta that established in his position for over 2 decades, there was this law called HIPPA.  HIPPA is a law that protects the privacy of your medical records and means your employer can’t know your medical history.  So if Julia’s employer fires her for using birth control, the lawsuit Julia will win against them for the HIPPA violation will leave her with money for life!  And she would win.  Imagine, she had protections before Obama the Great took power.

Meanwhile those mean Romney and Ryan bastards want to allow insurance policies to charge women more than men.  To think!  I think the 50% number is a bit silly, but yes women pay more for insurance.  Maybe because women have more medical costs than men…apparently testes take up far less medical expertise and have far fewer problems than a uterus.  This is mind blowing information I just found out about today.  Who knew?  But you see those medical insurance companies aren’t charging women more because they’re sexists bastards, they’re doing it because the actuarial tables say that it will cost more to insure women.  Did you want to also complain about the fact that women pay lower car insurance, lower life insurance, and I’m sure low just about every other kind of insurance (because aside from medical issues, women are typically a safer bet, according to the actuarial tables).  Did you want to raise all your other insurance rates to counter the rise in men’s health insurance rates (and make no mistake, if the insurance companies can’t discriminate based on the actuarial tables, then they’re just going to raise rates, not cut them anywhere).

Or you know I could have sworn a second ago Obama was demanding equal pay for equal work.  But now when women require more work he wants equal pay.  So because I never will need an OBGYN, I still have to pay for the coverage….yeah, that makes sense.

Or how about this, let’s introduce Romney and Ryan plans into health care which will introduce competition and drive down costs across the board.  And maybe introduce tort reform and thus ensure that your OBGYN is not paying the GDP of a third world nation every month in liability insurance costs…I think that may lower the astounding cost disparity caused from this particular specialty.

God help us all, she’s spawning!

Because none of that existed before Obamacare.  Before Obamacare a woman’s only option was to take care of herself for 9 months and then squat wherever she stood and give birth to the child right there, only because of Obamacare were the fields of gynecology and obstetrics created.  And if you repeal Obamacare then we will go back to the days where OBGYN’s could only operate out of dark alleys as their field was one punishable by death! Death I tell you! Death!

WTF?

This has to be my favorite slide because it is the most detached from reality.  Name for me an insurance plan that didn’t already cover all of that.  Guess what, you could repeal every line of Obamacare and all those things promised to Julia will still be there.

Also I hate to tell you this Barry, but Mitt Romney might not get a chance to overturn Obamacare, even though he is planning to send such a bill to Congress on his first day in office…Why might he not get a chance to overturn it?  Because odds are in favor of somewhere between 5 to 7 thumbs down from the Supreme Court, who, if nothing else, would like to remind you, O Great God King, that you are the weakest branch of the federal government.

On a side note, exactly how did she get pregnant?  I mean if there is a guy in her life, married or not, you would expect him to shoulder a great deal of the burden of the costs for medical care of pregnancy and raising the child…certainly he should be paying long before I or any taxpayer should have to.  And if she is gay and she and her wife decided to have a child, or even if she’s single and decided she just wanted to have a child on her own,  I’m confused by the fact because artificial insemination ain’t cheap (or am I as a taxpayer footing that bill too now for anyone who wants that service?)  Or is it, given that up to this point in Julia’s life I’ve never seen her with another human being that Julia magically reproduces asexually?  I’m going to deviate a little from just the life of Julia, but legally you have a right to have children without anyone telling you that you can’t…but ethically you are a piece of shit if you have a child when you do not have the money to provide for them.  You have a responsibility to any children you bring into the world to provide for them until they are adults and can provide for themselves, and shame on you if the only way you can provide for a child is by living off the government teat and the labor of others.  As a parent you are supposed to provide not only materially for your children but also by showing them the right way to live…and starting their whole life by showing them how to mooch off others is beyond disgraceful.

(Oh and the hair is again, inexplicably, back to that bizarre blue color).

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The Sad Life of Julia Part III–The wacky college years

Our little Julia continues to be among the most worthless excuses for a human I’ve ever seen (not really, there are worse)

So now that we’ve covered her early life and adolescence let’s move onto her college years.


Ah, I remember the first time I had major surgery in my early 20’s, just like everyone I know…oh wait, no…most people don’t have surgery in their 20’s.  Assuming Obama took office when Julia was 3, that would mean he has been Fuehrer for 19 years so I can promise you that almost all private insurance companies have gone out of business as Obamacare is designed to put private companies out of business and have everyone go to government care  …but don’t worry most of the doctors and nurses will have already left the field long before the private insurance companies as there will be no way to make ends meet in the medical profession if Obamacare goes into full effect.  But don’t worry, long before this happens drug companies and medical supply companies will go out of business.  And have we talked about this thing called the adverse selection death spiral, which is as bad as it sounds, caused by Obamacare.   So Julia will be having her surgery in a government facility, being treated by third rate doctors (the first and second rate ones went to countries with fewer regulations on the medical field like Canada and the UK…maybe India will start importing doctors from America), being done on a very limited use of anesthetics and antibiotics.

So it’s actually a small miracle she makes it out of the hospital alive…truly God loves Julia, and of course, by God, I mean the divine Obama.

Let’s compare this to the Ryan plan or Romney’s proposals for health care.  You know the ones that would one up choice and competition, lower fraud, reduce prices, and improve quality all over.  Yes Julia and her parents would have to pay for her surgery…but it will be half of what it costs rights now and one-twentieth of what it would cost under Obamacare.  And God (and I don’t mean Barry) help Julia if the rationing board determines that her surgery isn’t worth the cost.

Well if there were any jobs left…which at this rate 110% of the populace will have dropped out of the work force by the time Julia is 23 and Obama has been ruling the People’s Republic of America for 20 years.  Of course with no one seeking jobs anymore the Department of Labor will declare 100% employment and praise Obama for his genius.

I’m curious about the fact that she’s starting her career two years before finishing college…but I’m just not going to touch this bizarre non-sequitur.

Okay let’s take about the Lilly Ledbetter Fair Pay Act…or as I call it bullshit.

What is it really?  It’s a bone to the trial lawyers who now have legal cover to sue for perceived injustices that are decades old.  It’s the exact opposite of the tort reform we so dearly need.   Because it has nothing to do with equal pay.

Did you know that women in their 20’s make more money than their male counterparts in the same field?  Did you know that when you correct for experience and education and the job then women of any age earn more?   It’s just that women take these large swaths of time off from their careers…the Obama administration can find no explanation but sexism for the time women take off from their jobs.

Since women in their 20’s are making more than men in their 20’s, actually if you had equal work for equal pay it means most men should be making more…hmmm…..oh wait because we’ve put in card check and unfair practices at the federal labor board everyone will be in a union by Julia’s 20’s whether they want to be or not.  Thus we will all be getting paid the same, irrespective of education, work, merit, seniority or skill.

But let’s see with lawyers suing up a storm expect everything to cost so much more which means even if Julia is making the same amount of money (which is odd as web design is often more of personal venture than a big corporation…but again let’s not get into the leaps of logic) it really doesn’t matter as with her inflated (caused by everything else Obama is doing to the economy) currency she will be able to buy even less!

I’m still a little confused, if she started her career 3 years ago and is still in the same field at 42…what was so important about college?  I think college is important, and when I have children it will be very clear that they will be going to college…but if you already have a career before finishing college and are making money off of it (and since she doesn’t switch careers between now and 42 she’s either making money or is very very stupid…oh wait)…but going to college has worked for a few like Paul Allen, Michael Dell, Ingvar Kamprad (IKEA), Larry Ellison (Oracle), Bill Gates, Steve Jobs, Mary Kay Ash, John D. Rockerfeller, Mark Zuckerberg, and Robert Jackson (Attorney General of the United States, Supreme Court Justice, and chief prosecutor of the Nuremberg trials…never finished college let alone Law School) and I’m not so much of a snob as to chide someone for not going to college if they can make their career work…

Anyone a bit disturbed by the fact that it’s taken Julia 7 years to graduate from college?  It doesn’t quite make sense.  I can only assume she studied computer engineering, as she’s a web designer, but 7 years?  Web design actually wouldn’t take even an AA…so does she have a MA (still a year too long) or a Ph.D. in computer engineering…if so Microsoft, Apple or a dozen other programming firms would have hired her on the spot and lavished her with money, benefits and stock options…but she’s only a poor web designer.  And since she is still dependent on Obama for the rest of her existence I can only conclude it took her 7 years to get her B.A. (now we’re seeing why she didn’t get any scholarships and needed Obama’s help to pay for college tuition…and not a very bright college either as they don’t know that flag code requires that flag goes on the LEFT of the podium if you are facing the podium).

Also, and I’m not entirely sure here, but isn’t “web design” something you can get done it 2 years at ITT Tech or DeVry?  7 years?  Really?

And yes Obama kept the interest rates low, making that money cheap.  Which any basic understanding of how an economy works means that money that could have gone for investment in business or industry and created jobs will go to fund Julia and other slackers like her in their 7 year quest to become Web Designers.  Hey, Barry, look up the term “opportunity cost” and ask yourself if it has any bearing on artificially lowering the interest rate on college loans.  Of course it’s a lie that her loans are more manageable, the college jacked up their prices to be on par with what Julia could borrow…it’s just that Julia is really hoping for a bailout from Obama soon, like he bails out everyone.

(I wonder if Barry also paid for the dye job to her hair as it has gone from an inhuman shade of blue to red for no explicable reason).

So rather than letting the Romney/Ryan plan burst the bubble on college costs and actually make it more affordable for a far greater portion of the country, we must keep those prices artificially inflated.

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The Sad Life of Julia Part II: The teen years

Now Obama ignores Julia’s age from 4-16…probably because those are years that Julia will have to suffer under incompetent teachers who will teach her nothing due to Obama’s staunch opposition to school choice, vouchers, and charters and his complete subservience to treasonous teacher’s unions (yes I said treasonous…I’m a teacher, I’ve seen the effects of their constant protection of low standards and corruption among teachers and the education system in general…and they are actively working to ruin this nation…it’s either treason or stupidity of such a level it is effectively the same thing).

But let’s get back to the slides

 

Yeah, she may take classes she needs to take, but as her union Elementary school teachers never bothered to teacher her grammar or arithmetic, her union Middle school teachers never bothered to teach her algebra, the scientific method, basic logic or how write an essay, and her union High School teachers are just as stupid, the course may have the right name on it, but she still isn’t learning anything.

Also as Obama has continued to crack down on school choice, her parents could get her into a better school than the one she is in but she is not allowed to transfer there.  Which is a little odd as even very liberal Juan Williams acknowledges that school choice is the “civil rights issue or our time.”  Good thing President Romney will be for it so there is a chance that our Julia may get educated. 

Oh, by the way, since those “tax cuts for the rich” which are actually reforms of the tax code which would actually have the rich paying more (through the reduction of loopholes combined with a lowering of rates) never went through, the economy of America shrank even more.  Which means a lower tax base to provide for public education, which translates to having more kids in every class as no one can afford 20:1 ratios anymore which further ruins Julia’s education.  And Obama’s lack of action on border control continues to let billions of tax payer dollars be wasted on educating the children of criminal migrants (I’m told the term illegal alien is now racist).

(Also does anyone find it ironic that Obama is constantly bitching about tax cuts for the rich when he himself extended the Bush tax cuts and chose not to push for the tax increases from his own debt commission…not to mention his favorite new rule, the Buffett Rule comes from a man whose company avoids taxes and lets its upper management make bizarre anti-Semitic statements).

 

Now Julia is off to college and oooh a $10,000 credit…for 4 years…that’s $2,500 a year (yeah, it’s not 10 grand every year it’s total!)…that might cover books and a bit of room and board…won’t cover room and board in whole, won’t cover tuition.  I have to ask, if Head Start was such a winner program back in the early years and her school was part of “Race to the Top” as stated why isn’t she earning any merit scholarships?  Could it be that those programs don’t actually achieve any tangible results and haven’t helped Julia be anything but a waste of space and volume who needs government assistance to know a whole in the from?…well… I mean I’m a high school teacher who has dealt with a lot of seniors, trust me for a college bound woman who makes high grades there is money available.  Colleges offer scholarship money for a myriad of things (merit, athletics, need) and there are also private sources of scholarship…but in Obama’s world (who apparently has been in office for at least 15 years? Clearly the result of some kind of coup) there is only the government there to help you.  And of course there is the time honored tradition of community college, saving, and paying your own way.  No one can get into or pay for college on their own, they must have Obama.   What would we be without Obama?  How did we survive before he graced us with his presence?
But rather than talk about tax credits or the lack there of, or interest rates on those loans…let’s talk about why college costs so much….hmmm let’s see college costs have grown faster than inflation for over 20 years…hmm maybe it’s the increasing government loans (read subsidies) to students.  Well the general rule is that when you subsidize something the price goes up, and so it was with colleges.  The government says it will give loans and colleges increased their tuitions by almost the same amount of the government increase.  This in turn has not only increased college cost far above their benefits, but it has created a culture of pointless research and focused on “publish or die” rather than actual teaching being the focus of college…but why would you care about such things when you can give tax credits for over priced education that will only drive the cost of college up even more and probably decrease the quality of said education.

Oh, and let’s not forget that the majority of students need to take remedial English and math in college and probably more than that just to be capable of participating in college (that is where our current education system is)– and Julia has demonstrated that she is part of the majority and not the exception.  Maybe that has something to do with those union teachers putting how Julia feels about herself being a priority over actually being good at something.  And let’s not forget that the spate of anti-bullying laws will probably not do anything to take down the rate of bullying, but will certainly teach children to never stand up for themselves and always seek the protection of government.  Thanks Obama.

Government and unions have made education low quality and overpriced…Obama certainly didn’t cause this, but he is certainly doing everything in his power to make the quality of education worse and costs higher.

How else is Obama ruining Julia’s adolescence?  Well his economy destroying policies are certainly making it all but impossible for Julia to get a job.  (Now the best way to help Julia would be to end minimum wage laws…but I don’t see even Romney able to get that passed, so next best option would be to never raise them, which I think Romney will probably do…oh to all of you Paulbots who are about to complain that he tied Massachusetts minimum wage to inflation, please remember that the Massachusetts legislature wanted to raise it even more and the inflation thing was the most he could get to hold them back).  Of course Obama’s stimulus policies matched with Bernanke’s insanity over at the Fed will continue inflation to the point where the economy will hurt even more.  So not only will college cost a fortune but she won’t have jobs or experience to get a job to help pay for it.  Sucks to be Julia in her adolescent years.

Of course all of this is a bit silly to discuss because after 15 years of Obama’s policies (at a rate of 5 trillion in debt for every 3 years in office) we’ll be another $25 trillion in Debt (assuming China keep bankrolling us) which may very likely induce Weimar Republic level inflation.

So tomorrow we will deal with Julia’s college years…all 7 of them…no nowhere does it say why it takes Julia so long to finish college only later to become a web page designer (a field that historically requires no college education).

In the mean time I would like to introduce you to Dawn, the anti-Julia.  You remember when Obama said that Republicans are heartless and stupid for telling people to pull themselves up by their bootstraps “when they don’t have bootstraps”…well Dawn proves that when you don’t have bootstraps you make your own and then you pull yourself up by them…and if you do that then others (not government) will help you in your quest because people, especially Americans under capitalism, are the most charitable people in the world.

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